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Checking your own
score is a soft inquiry and does NOT impact your
credit score at all. Just know what kind of
score you are getting. There are many different types of
scores and most are pretty worthless. Contrary to popular belief,
checking your own
credit score doesn't hurt your
credit. In fact, we'll show you how you can check your
credit score for free! Drawbacks of
Checking Your Credit Score. As mentioned above, there are a number of reasons why you might want to hold off on ordering your actual
credit score, including the fact that: Myth No. 2: "
Checking your credit hurts your
credit scores." Fact:
Checking your own
credit reports and
scores does not affect your
scores. Period. A
credit check could hurt you if you asked a friend at a bank or car dealership to pull your
credit reports. Don't Be Fooled By This Urban Myth. In short,
checking your own
credit score or report will never negatively affect your
score. The idea that keeping tabs on your
credit score can actually hurt it is one of the most damaging financial urban myths circulating today.
Your credit score is a rather important number. It can determine whether or not you are approved for a loan. It also impacts everything from applying for a home mortgage loan to getting approved for a O% balance transfer
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